Staying local and house hacking—especially now, before kids—gives you so much flexibility to set yourselves up for long-term success.Your financial foundation is super strong, and house hacking a quad sounds like an amazing first step for you two.

So just something to think about.I would be looking hard at their financials, and I would look hard at what capex is needed. 

It seems where you've chosen to move doesn't line up with your goal of reaching financial freedom?

Given your financial constraints and the property's ineligibility for historic tax credits, this approach allows for reinvestment into assets more aligned with retirement account rules.For future real estate investments, you don't need an LLC for tax reasons.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

It’s astounding how many fake documents are circulating today—you can find everything from fake references and stolen Social Security numbers to falsified income documents.To combat this, we rely on tools like Plaid, Verifast, and Snappt, which are excellent for verifying financial information and detecting fraudulent activity.

I am financially independent and don't have a job, though.

You can verify us through the following link: https://nmlsconsumeraccess.org...Our Lender License is issued by the California Department of Financial Protection and Innovation.

There was an onboarding phase, which was mostly about uploading our financial docs and answering questions.

Good luck on your journey and I hope you provide the financial security you hope for to your daughters.