We'd spend about 2 weeks delivering all the bundles and I was the "free" labor until I finally negotiated 10 cents a bundle from my old man.  

I feel like this is the best option available right now.  

Quote from @Steven Cornell: Quote from @Vince Scipione: I hate directly plugging my own market on here because it feels grimey, however I feel like with what you described, this may be an obtainable market for you.

If they gift it to you it's tax-free (as long as they're under the lifetime gift limit around 14 million) they may have to file a gift return though, but there won't be tax due. 

I’d love to hear your experiences or any other suggestions for free property listings websites in Lucknow.

@Justin Fantazier2.9% is basically free money due to inflation.

You could structure the deal with seller financing to bridge the gap.Possible offer structure:-Purchase Price: $170K - closer to actual value-Down Payment: Low or zero down to conserve cash-Interest Rate: 3%-5% - or better yet, 0% if the seller will agree-Monthly Payments: Interest-only or deferred until the sale-Balloon Payment: Full payoff in two years when you sellIf he wants $200K, you can still make an offer of:-$170K purchase price + $30K as a second lien due at closing-Seller carries $170K at a low interest rateHe would feel closer to his number, but you still keep within reasonable investment limits.2.

Please feel free to message me and I can give you rate quotes. 

Feel free to message me separately.

Feel free to dumb this down for me, I want to learn and have had this goal for a long time.