Alternatively, if you are not accredited but have resources or skills and time to bring to the equation, you can get up to speed and then approach partners that have what you might not have (skills, experience, cash, etc) and fill their need.  

To not run the equation with these two numbers is missing a big chunk of your exposure.

I know its treated me well all these years and has led me to some pretty incredible financial adventures that wholesaling simply could not do.But if I lived in some of the rust belt markets or other markets were there are literally more homes than people to put in them. .I equate that as nothing more than being a used car salesmen.. price points are the same. style is the same.. once your done your done.Where real estate gets good is 10 to 15 years into it ALL of your business should come from referrals.. this simply will not happen in wholesaling.. wholesaling your just as good as the last sucker you talked into selling their house to you undermarket  :)

@Kerry Baird has it right although we have refinance products, at 70% cash out, that doesn't take the number of properties owned or financed into the equation.  

Then opendoor comes along and says we think your home is worth $370k to $380k BUT we will buy it right now from you without you having to market the home or do any showings etc for $375k but we are going to charge you a fee up to 12% (in our example this would equate to $45,000).

I have been the bridge loan in the past in that equation.  

Differentiating yourself with a friendly call is the difference between a 1% conversion rate and 3-5% conversion rate, which probably equates to thousands or millions more in profits.

Its a pretty inverse equation. 

That's why I'm wondering if there is an opportunity loss calculation that needs to be part of this equation?  

The other bank I also use was interested, but wanted me to move over to their private bank and transfer over my investments to them (they charge a management fee, which would equate to around 12.5k a year for doing nothing).