My tenants can ACH rent payments.

I think that, regardless of the deal you have with the seller, the primary lender that you refinance with may not like you having a 0% equity stake in the property, or very tiny equity position of less than 25%, and may require you to reduce or eliminate the "junior lien" or whatever you want to call it that is this seller carry item. 

Eliminate debt, establish a budget, and save.

Although there are numerous safeguards, contracts, escrows, that can be used to mitigate the additional risk, that risk can not be eliminated.

At the same time the Biden-Harris administration wants to double the capital gains tax rate and they previously attempted to eliminate the 1031 tax deferred exchange for most investors.

I'm really just trying to fine tune everything right now to eliminate as much resistance as possible.

Use your common sense and critical thinking to eliminate the "noise" (wrong/not practical information).

One way they do this is by eliminating parking requirements.  

FCI supposidly has $15 a month and ACH transfer to checking, so check them out.

We are considering adding a roll under each sink to eliminate this request/complaint but thought it was odd after years of doing the same thing why we all the sudden had people complaining about only having one full roll to start?