so in essence a flooring line then when they are sold he signs them over in exchange for his principal and his return.. usually 15 to 18% interest on those.. got to choose the used car dealer wisely of course.. they have been known to fudge titles and your collateral has driven off without you getting paid.I also have a client.. they happen to own a few Toyota stores in Oregon but one of their business and I think it could be one of the largest on the west coast is they buy sub prime auto debt... you know the kind were they put the chip in the car and also a little do hicky that flash's when the payment is due  and then when they are 15 days late or some amount of time the car is disabled.. so they can use the chip to find it and its disabled and they can just go and repo it.when I was in Jackson MS I asked a used car dealer there that I met at my watering hole.. how the heck do you sell cars for a 100 down 100 a month .. he said  SON  my clients are born live and die all within in about a 10 mile square area here and the key is getting their mom's name and number.. we just drive around till we find it or call mom and get the whereabouts..

I know enough to prepare State taxes where I compute withholdings, unemployment taxes, disability insurance etc.

The pet owner is on disability and brings home $13,000 per month.

School has been an issue with my youngest (learning disabilities) She can't quit her job until we replace her yearly income + healthcare (roughly 24K bring home + health) That being said, when you started in real estate investing how soon did you start using the income to live off of?

I've found that a mix of Section 8 [Housing Authority], disability assistance and as mentioned above working class folks.

@Diana Galindo I believe it says you must be agreeable to any handicap person if they are willing to pay for and have installed something that would accommodate their disability.

But, in top of mind, the FHA prohibits discrimination on the basis of seven protected classes: race color religion national origin sex disability, and familial statusHope this helps!

Many universities have a person whose job it is to make this decision (disability coordinator etc), or they convene an entire board of people to do so. 

You might want to check if the SS money is disability and ask how long they have had the disability and how long it is expected to continue and when was the last time SS reviewed their qualifications. 

The unscrupulous investor will: Have the homeowner sign a Quit Claim Deed in which the homeowner signs over their ownership in the property.Fail to explain to the homeowner that they, the homeowner, are still responsible for the mortgage.Fail to warn the homeowner that they could be violating their “due on sale clause” with their lender.The homeowner is usually elderly or part of an at-risk population (English isn’t their first language, disability of some kind, etc.).The Division advises the following when it comes to these types of rescue transactions: Don’t sign any documents or a deed to anyone until you have had a chance to talk with your lender and an attorney about your mortgage obligations and your legal rights.Colorado has a Foreclosure Protection Act that affords you certain rights when you are financially distressed.It’s best to take proactive steps when you first start having financial problems, and here are some resources that you can contact:Colorado Housing Connects – Colorado Foreclosure Hotline – Colorado Bar Association “Find-a-Lawyer” – Colorado Legal Services – Disability Law Colorado (Formerly The Legal Center for People with Disabilities and Older People) –