I know 99% of BP Nation won't read such stuff because it requires people to think and reach their own conclusions, but I point out the obvious for those of us who digest facts and can formulate their own course of action. 

The volatility numbers don't factor into the score, but they're there so you can see them.I also included other metrics of importance (though, again, they're not a part of the score): educational attainment, industry breakdown, and building size makeup.Finally, I calculated the US and MSA averages of every metric and gave each data point a percentile -- so it's pretty easy to digest everything once you've found your bearings.

Most people couldn't digest the process.

Go to TNG group, they advertise as hard money lenders hear, go to radio broadcast, you will have enogh to digest, it is good information for southern cali.

Thanks to everyone for the great responses, I'm digesting every bit and reading up on the rest.I have another question, I had refinanced my previous residence with a 15-year mortgage, if I decide to rent it out, would it make sense to refinance it now for 30 years to improve my cash flow prospects?

I've been digesting as much information as I possibly can, but I am a true believer in learning through experience as well.

Serously, it is for the information contained in the heads of the other members who are willing to share.The resources have also been very useful to me as well.I am not sure what you feel the need to improve yet as I am not yet through digesting your current resources, or my feet yet.

I've learned a ton but I've seen how much more there is to digest!

Not sure if I will be full time investor and stop retailing, but I am kind of leaning that way.There is a LOT of info here, just trying to digest it and formulate a plan.Once I think I have an outline I will share to get opinions, etc.

Hopefully others if they wish can use it if for nothing else but an outline of what to include in their own letters....perhaps in a readers digest version instead though :mrgreen: