We all hope that when/if the rents decrease, there will be more inventory, but there will also be more people who can afford to buy.

@Daniel Chun It’s a 30 year draw, the first 10 years are max draw, then starting in year 11 the max credit line starts decreasing by 1/240th.

So he had already decreased his living expenses as much as possible.

I realize I could cash in on any of the above and decrease the new mortgage in turn lowering my dti but my intention is to not face any tax losses by selling from any of those accounts before the end of year.

That decreases the amount of money I would be approved by a lender to purchase a property.

One thing that I have gotten from BRRRR is that if you "buy right", you significantly decrease your chance of getting into trouble.

The additional amount in yr 1 was to help decrease the initial downpayment-Tenant responsible for all maintenance (but I did purchase them a home warranty to use)

Sometimes the service line can be inadequate Amanda a larger line bored in.

Since the value of the property should remain static at best and might actually decrease over the time involved and the highest bid amount probably would not increase, any overage going to the OP will decrease. 

In this time of expectations of rate decreasing I dont recommend buying points.