He made a nice fee (more than Brad and Rod's combined).

You may want to research the term ' Debt Financed Distribution' Which does have a tax implication for the investors receiving a distribution.

Analyze properties by looking at gross rental income, operating expenses, and the debt service coverage ratio (DSCR above 1.25 for rentals).

How we purchased our property: Combination of Savings, Personal Loan with interest from a family member (4% interest) and a cash loan from Wells at about 8%.

You can lend at higher rates or look for debt funds that are taxed differently.

does that mean they are getting the debt non recourse and you bring equity ?

Are they going to start paying down that credit card debt, turn over a new leaf, and avoid bankruptcy for the next decade? 

@Cole Starin What type of take out financing did you line up to payoff the private money and get into long term perm debt? 

Her mother is willing to (co-sign) and has excellent credit and debt to income ratio that will more than allow but I’m not sure the best way to structure this for the house to still be in our name?  

This is the “over night” success that’s taken 20 years.2 - Superior uncommon knowledge, combined with experience and capital and a willingness to take a risk (speculate).