@Loan NguyenRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

I need to do research once I get settled somewhere (our other house was heavily damaged by trees falling on it) but thought I'd ask this forum in the meantime.I'm grateful for any advice that you have, and I hope everyone is safe.Talk to your insurance agent ASAP.

Security Deposits are for damage to the unit, not rent.

Comprehensive CoverageBasic Coverage: Covers specific risks like fire, theft, and certain weather damage.

As an investment property owner, this means less maintenance and fewer unexpected expenses from storm related damage, often resulting in more affordable insurance premiums, less wear & tear on mechanical equipment, roofing materials or exterior surfaces.

As for damages, everyone uses the house differently and it may not become apparent for a few weeks or longer. 

The deposit is for damage.

But, in Ohio creditors of members (you run a semi into the median with $5mm of electronics inside and you have $100,000 of property damage coverage) in Colorado they take your membership interest.

It's almost as if someone gets Google alerts when his name is mentioned, and then "deploys the troops" when damage control is needed.

Generally, I would be tree trimming once a year to cut back any branches hanging over the houses because of potential damage, but also because of insect transfer.