I have looked at a warranty deed transfer or a quitclaim.

Will I still have the same rights even if she transfers the lien to me? 

@Corey Crowley You can transfer the property to an LLC during the closing of the DSCR refi loan.

You may also be able to simply QCD the property in your LLC but you run the risk of the current lender calling the note due because of the transfer. 

In most municipalities you will still be required to pay transfer taxes equal to the properties assessed value even if the property is transferred for a nominal amount plus deed prep and recording fees.

Please assume the loan is transferable/assumable, I'm still confirming. 

That being said I will admit that covering transfer taxes both times can hurt your bottom line.  

Cryptocurrency is not an investment.

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