The maximum leverage I have ever seen in trading accounts is 50%, and that's very limited and select.

RE is always changing and if you have only one niche then well your limited in opportunities and subject to the conditions that exist at the time for that strategy.  

Yes, this comes with some risks and limitations and this strategy is not for someone without any reserve as it will put them in a very bad financial position.Thank you

A lot of these buildings are already filled with renters that have hit their limits on ability to pay.

Thanks again for your input, and I'll probably reach out as I get further along in the process.Hi @Edward Zachary Samperio, the regulations aren't that difficult and I'd be happy to give you a quick rundown about the density limits, hotel occupancy taxes, permitting, etc.

And to really take care of your mom use your annual gift limits to gift back to her the rent she pays. 

They don't have to be complicated or expensive to set up but can help limit your exposure and shield other assets in the event someone wants to come after that.

If you buy in a city with limited appreciation, every investment dollar must come from your savings, which is beyond the reach of most investors.Income continuity.

When you say country subdivision do you mean outside city limits, or just not a large city?

Sometimes the tenant just doesn't know about them or their situation limits their ability to apply.