And let the conversation go where it goes. 

After inspection/appraisal is done, then you do the Padsplit conversion. 5.

When you convert an asset to Roth you have to get a third party valuation and often they come in at a major discount..25-60% so your taxable amount is way lower than the actual conversion.  4. 

It is not accurate in a conversion situation.

Obviously, I’d have to account for utilities and furnishings- I want those that have experience in this area and then maybe I could converse more on such items to look to before signing a contract.

My realtor is great and has started the conversation with HUD to get the water on and de-winterize (~$750 cost).

In some cases, Fannie Mae may approve a PMI removal even earlier than the 2-year seasoning period if you can prove the substantial increase in the property’s value.Speak with Your Lender: Given the complexity here, consider having a direct conversation with your lender and asking for a specific review of your PMI removal request based on the current LTV and any potential reappraisal opportunities.In summary, while it’s generally required to wait for the two-year seasoning period for PMI removal on HomeStyle loans, there could be flexibility depending on the lender’s interpretation of Fannie Mae's guidelines and your property’s new appraised value.

Stating that you had a conversation with the neighbor about it won't go far in proving their negligence.

I've been having this conversation lately with a lot of the owners I work with as well as those who self-manage.

If you have some house skills, that helps, but when you go out looking for partners it usually means money and people don't want to get that vibe in their first conversation.