If its a conventional conforming loan then I believe they should be reporting your payments.

Hello Aaron, There are conventional loans available to owner occupiers for shipping container homes.

Note that FHA can be a great option at 3.5% down but don't rule out the 5% down conventional option either. 

Happy Thanksgiving Rick, Go the conventional route.

What are you considering a "conventional" loan vs. a DSCR loan?  

Monthly expenses will include mortgage payments, property taxes, insurance, utilities (if applicable), maintenance, and reserves for repairs.You’ll need at least 3.5% for an FHA loan or 20% for a conventional loan, plus cash reserves.

If you don't want to move into the property, I'd say a conventional investment loan or a DSCR loan are your two best options.

If you are going to get a conventional loan, you must buy the property in your name.

Unlike Vegas, where tourism can be hit-or-miss depending on conventions or events, Florida’s Panhandle delivers steady demand every season.

I've never heard the 25% thing before, but any difference between FMV and sales price would technically be considered a "gift" with potential tax implications for your parents.You can avoid most seller costs as there's no reason to use agents in this case.As an FYI: I always recommend avoiding a FHA loan, if you qualify for a low-down payment conventional loan.