Plus funding is readily available and deals need to mature a few years before profits emerge, so why would a turn key provider not just keep a good rental property.Our inventory is so low in Milwaukee, that sellers don't have a reason to give a discount. 

the inventory is there but can you pull it off ?? 

The loan programs of your buyers will dictate how much of a credit you are allowed to apply to their closing but it certainly helps to move inventory when you offer an incentive. 

But when applying for a new conventional loan, it still has to be counted. 

House hacking is an excellent strategy, and just got a lot easier as conventional loans now allow 2-4 units with only a 5% down payment.

Exhaust all of your conventional or government financing options before you get into DSCR. 

It was proved to you that a HELOC and conventional mortgage compound interest at a similar rate.

My question to you is, what is your plan to build up the inventory?

Inventory should increase and prices should dip.

A lot (not all) of new people are so eager, but this is a bad time to be eager with high rates and low inventory across the country.