Through your local bank that you are using, are you reapplying for each new home for a seperate construction loan or are you setup as a credit line with them and just submit a new budget for each new home I do want to also add that my banker who is the VP of lending and branch manager has been banking me for 30 years..WE have been through all he ups and downs including the GFC were I got almost totally wiped out financially..

Phoenix has been a hot market for rentals recently, but consider how long-term trends, interest rates, or construction projects might impact demand.Here’s a quick story: A friend of mine bought a new-build in a suburban development a few years back.

these are construction loans 

I am a teacher and my husband works in construction. 

You can get something that's turnkey or new construction at this price point, and most importantly, there's a strong tenant base ready to rent out these homes.

Can you carry the property for the construction period?

I bet you were floored when the person ordered every package you had to offer!!

I have an agent that's recommending a new construction in that zip code.

If we face any headwinds, liquid investments go first so probably crypto but then you bet equities will get pressed.

It’s a fair point—housing construction has lagged for years—but does that excuse using tech to potentially exploit renters?