Definitely want to do things right, sorry if it seemed like I was trying to skirt around the law 👍🏻Your comment: "I wasn’t taking on debt per se"Maybe I misunderstood, are you not planning to make payments on the underlying note?

A good real estate accountant can save you thousands of dollars by leveraging entity selection and formation, tax deductions, cost segregations, bonus depreciation and tax planning.I recommend finding an accountant who specializes in real estate taxation, business taxation, financial planning and tax planning.You may want to consider working with your accountant remotely to expand your options.I would also recommend looking for a accountant willing to work with you throughout the year.

These are all things I am trying to plan for. 

@Joshua Tucker Building real estate on tribal land offers unique tax benefits, but it requires careful planning and collaboration with tribal authorities.

Right now, I wouldn't be doing anything with operator as it's $200 a monthHowever, very soon it will be coming to the $20 a month plan.

I plan to use a HELOC but would be interested in the thoughts of others in BPs on this approach or recommendations if there are other ways to financing that I should consider.

What kind of investments are you planning on purchasing, and what area? 

He thought you were looking to be a borrower with your plans investments, not be a lender with your RRSP.I would seek out providers of self-directed RRSP plans in Canada. 

We are planning on purchasing an STR (probably condo) in the Treasure Island area of St Pete.  

@Steven NguyenThe BRRR method is a solid strategy, but careful planning is key.