@Karla Simmons 'duet' is a term used in music and not REI-I hope it stays that way.

NO entertainment business allowed (i.e. ax throwing, theater, bowling, music or alcohol) Desired Businesses: Pharmacies, Medical/ Retail Sales, Insurance, Engineering, Salon/Spa, Government Agencies, Tax/Accounting Firms, Attorney, etc. 

Lately, there have been other issues, such as smoking cigarettes in his unit and playing loud music late at night as well.

Then He plays very loud music, won’t let anyone in his unit including the water department cause our water bill and electric bills have skyrocketed, when the contractor goes upstairs to fix the upstairs unit he lets everyone know there was a suicide in the unit which we feel will scare away another tenant when we are trying to get it filled.

It is a two university town with a great arts and music district.

Just to get on the same sheet of music, you want to pay of a fixed rate 2.75% loan with a variable rate,  4% interest loan, when real rates are teetering on being negative? 

During his music career, Spector produced award-winning work with iconic groups such as the Ronettes, the Beatles and the Ramones (a group I once managed for one entire excruciating week).

I handle my HELOCs the same way I do my credit cards, by playing musical chairs with them.

Alex, I am a fan of using the DCA payment standards because the government/state of Georgia spends a lot of research capital to compose this list yearly.

With that said, I'm not your lawyer.In the world of capital, your capital stack will be composed of debt or equity or a hybrid instrument (a bit of both).