Hope this helps for now, and great to hear you are paying attention to your hard earned retirement funds with such care and discipline! 

I don’t know how common vacancies are but I would say I could cover about 4-6 month in case of an emergency  

Quote from @Tiarnan Gormley: Quote from @Wale Lawal: @Tiarnan GormleyStarting your real estate journey while living abroad is ambitious but entirely achievable with careful planning.

@Venka Pulla It’s frustrating when a property manager isn’t meeting expectations, but transitioning to a new property manager is typically straightforward if you follow a few steps:Review the Management Agreement: Carefully read your current Property Management Agreement (PMA) to understand the termination process, including any required notice period.

If you care at all about your future in investing, you need to ask the tenant to rehome them or for her to move.

Detroit is a great city to invest in one just has to be aware that is is a block by block city and to be careful

Squatters can now be locked out of a property and their possessions removed, but a landlord CANNOT physically remove the squatters themselves.The local police are supposed to enforce these laws and assist landlords in removing squatters.The reality is that when you call the Detroit Police to remove squatters:1) The police often don’t know/care about squatter laws and state you must take the squatters to court to evict them.

The GC is a business person who doesn't care about your ARV, LTV, or your budget.

One thing to be careful with though is that if you go the personal loan route, you need to ensure your DTI is still fine and you will still qualify for your VA loan assumption AND the second mortgage.

Quote from @Peter Walther: Quote from @Bob Floss II: I don't know the laws in your area, but tread carefully assuming a judge will award specific performance when money damages are available.