Then red leg partridge hunting for 3’days.  

Cycling the red rock loop.

If your lender is only working with a "list of qualified contractors" thats against the 203k guidelines and a huge red flag. 

What are some red flags ?

Any red flags? 

Green is good yellow needs to be looked at and Red is there is something wrong.. you simply walk in and pick up a copy of it on the counter..

Similarly if you feel the material pricing is marked up by too much, that's similarly a red flag.

On the siding maybe do something like a desert tan with some red hue that’s a light warm and inviting design.

Sometimes a face-to-face conversation can cut through the red tape faster than any paperwork shuffle.It might feel like the city's operating without accountability, but there are folks within the system who genuinely want to help - you just have to find them.

That raises a ton of red flags to me.