You've learned:1) The basics of landlording2) That it's not for youNow, how can you apply your landlording knowledge to "manage your manager"? 

The insurer is not subject to the financial solvency regulation and enforcement that apply to California licensed insurers.3.

If the trust holds the insurance, it shouldn't matter.That's correct but changing the beneficiary to someone or something other than the borrower does trigger the due on sale... no exemption applies. 

Most hard money lenders will want to know about your track record - if you have no experience, partnering with someone who has a track record will likely be an easier path to approval (and likely higher leverage) than applying by yourself. 

The husband told us to apply through Zillow, so we filled out the application on the platform.Before completing the application, we spoke to the wife over the phone to clarify some questions.

Death, Divorce, Disease, Natural Disaster, etc.  

., desks and Wi-Fi for professionals, cribs and baby gates for families).Evaluate Your Own SpaceYour property’s layout, amenities, and location may naturally cater to a specific audience.A cozy 1-bedroom apartment downtown might be ideal for professionals or couples.A 3-bedroom house with a yard might appeal more to families.Proximity to nightlife might cater to party groups.Experiment and AdjustIf you're unsure, start broad and monitor who books your property.

The auction price seems to assume that the proceeds will be applied to repay the first mortgage and the second mortgage.

My professional background is data science / analytics, which means analyzing cash flows will probably come more naturally than building relationships, which apparently, is how one finds deals worth making.Are there meetups in these areas I should attend (digitally at first, presumably)? 

Plus now they are trying to pass the buck with regards to the the STAR rebate we get here in NY state (if eligible and applied for).