., it still took time (and all communication is via chat or email, for me, chat was easier).

You have to understand that without specifics you appear defensive rather than credible (what does "pass all of the checks and have proper income" mean?).

While Section 8 appears to promise "guaranteed" income, the reality is quite different.Section 8 typically covers about 80% of the rent with tenants responsible for the remaining 20%.

Usually all you need is a couple really good comps to know how your property would do and that is easier to find with a paid version of Airdna. 

This will provide you two benefits:1) Help you better define the position, so you can hire a better matched person2) Make training the next person easier

As it relates to habitation exposures, it appears that there may be a leveling off in premiums, rates, and deductibles here recently, but there's so many different variables that it's really hard to make a blanket prediction for 2025 (or the future). 

@John Hickey quite the story and looks like everything worked out in the end (easier said then done right).

So, it APPEARS to me that what we have here is this1.

I learned enough (in summary) what they needed to do their job in getting my funding to make it easier on myself.

While it appears many rookie investors tend to struggle to hit the ground running due to lack of capital / financing, I have the opposite problem.