@Fahima HilalWhen you wrote the scope for the architect did you advise him to separate the plumbing lines per unit?

My advise is to just set realistic expectations (I can help with that!)

I would advise to buy all of them because it will make it alot easier for you to put capex money into exteriors, landscaping, fixing parking lot , fencing , lighting , etc because sometimes the hoa might not be collaborative in my experience.

Make charitable contributions via a Donor-Advised Fund to reduce taxable income.

Generally there is consensus that DSCR Lenders can only offer a 1% prepayment penalty for up to 3 years in MI, but some lenders have recently reportedly been flaunting this rule - I would just tread carefully here in this area, generally not advisable to get potentially tangled up in a flawed legal doc with a non-sophisticated or fly by night lender

I'm ok with helping her out during a hard time, but is this advisable?

I would strongly advise you to use the service of a property manager who provides On Island Agent service over your cleaner.Your On Island Agent needs to be available when an emergency happens.

The one piece of advise I would give to you from going through the the hype of 2020, 2021, and 2022 till rates went up....

@Theresa Harris thanks for your advise, I appriciated

Any Advise, Guidance, Directions, Recommendations, Resources or Tools to get me any step closer is Highly appreciated.