These guys are having fun because there are a lot of scammers and gurus out there selling LLC creation services and Wyoming Trusts and Cook Islands Trusts and if you believe all that b.s. you will end up needing to cash out refinance soon in order to access that equity in order to pay for all their services plus an accountant to keep track of the mess.

That would be around $90,000 sitting in a savings account!

(because they're bona fide by being tied to the reviewers BP account).

Accounting & Finance: What tools make bookkeeping and financial tracking seamless?

My accountant was lazy, not well informed and provided bad advice.

At 70% LTV that loan would size around $44 million (less if cash flow causes a coverage constraint). 

A fake and basically empty Facebook account (with a hotmail email attached to it) was planted to give itself some credability.

I dont want cash sitting in my bank account earning nothing.

If she is getting close enough to thinking that there will be an income disparity, she will stop at nothing to compel my husband to provide income documentation.All finances are joint except for the rental, which I keep rents for in a separate checking account and track spending for.

I think the LLC also makes it easier to open a local bank account, which is convenient to pay utilities or other local bills or your property manager, etc.