To access your home equity without selling, you can explore options like a home equity loan, a line of credit (HELOC), or a cash-out refinance.

Another consideration which applies only to electric is access to the load center.

Plus your renters will appreciate it because of your accessibility instead of being some faceless, detached, uncaring landlord. 

Instead of 30+ emails back and forth, now I just send them a consolidated report or grant them access to review transactions.

They "may" have access to some off-market listings, which aren't on here or the MLS, but in regards to info there's absolutely not a thing.

I am just really frustrated that they advertise this insurance that they refuse to pay out. 

The way I'm looking at it, if my spouse and I only do employer matching for the 10 years we would have more than enough in there and still 10 years out from being able to access it.I do plan on doing 401k loans for deals if the numbers check out, and I've considered rolling over some of our 401ks into roth IRAs to access our contributions but we'd have to pay taxes out of pocket (a big hit to cash flow) and we couldn't touch it for 5 years.  

I don't know Accessible CLG, but can say that we have rented to groups like this and have not had a problem.We have also rented to corporations who have people live there for only a few weeks at a time. 

Bottom line sub too is an advanced strategy that should only be done by Experienced investor with significant cash reserves or access to lending/like substantial LOC that already exist and can be taped at a moments notice. 

And in part, it depends on the investors and capital that you have access to (this tends to play a factor in many decisions when raising outside capital).If you do want to go the fund route, you might want to consider using Avestor.