Now some stayed with me and that was great but some learned that with a little bit of knowledge you can do it on your own.  

Regular maintenance updates from your property manager—such as quarterly reports outlining requests, costs, and resolutions—can also help you stay informed and track spending trends over time.Building relationships with local contractors or networking with other investors in Cleveland can also be valuable.

The substitute of collateral was more of a scenario where you sold for $155K, and instead of paying off the $88K loan in your scenario, those funds stayed at the title company and were used on a cash purchase happening nearby in date. 

I'd rent first to be sure I'm going to stay. 105 degrees to 115 is normal May to October in Scottsdale and no Puget Sound 

I hope you are staying safe in this difficult time. 

Longer Tenure in HomesData from the National Association of Realtors (NAR) shows people are staying in their homes for a decade (see graph below):This increased tenure means homeowners benefit even more from home values growing over time.

The tenant wants to stay another 2 years.My other adult properties have often had long-term tenants.

.- 95% of folks in pre or post NOD want to stay in their house, keep their house inspite of them 100% will loose the house at the auction. 

The ticket to this is you have to stay diligent.

And, the longer you wait to act, the longer the squatter stays - and even gains some legal protections to stay while your waiting on a slow court system to act on an eviction.