I sell products because teaching is something I'm good at and I enjoy...I've also, found that the folks end up paying for education either through others experiences... or through the street... the latter is more costly...The last line is pretty much an attack!..

Of course groups like this exist and are "secret" because frankly 90% of people won't even get off their butts to be successful, but aren't afraid to attack and feel entitle to the wealth of those who are.

It works in a pretty culturally uniform country like Jerusalem that is under the constant threat of imminent attack by neighboring countries, but not here....

It was not an attack so no need for the love comment.

The problem with that is he and many others like him have little to no experience doing the negotiations and spend most of their time trying to get listings, etc rather than attacking the bank negotiations in a productive and efficient manner.How do you know the agent did not present the offer?

The answers to your question are meant to inform you and not to be taken as a personal attack. 

My answers are meant to provide you with good logic and is not meant to be a personal attack. 

I recently bought a triplex that need two new systems, and so far the quotes I have got gave me a heart attack

I was a called witness in a civil trial once where a developer was suing a sub to recover funds, and the LLC didn't protect them; the court still attacked their personal assets.

He has been given a chance to appeal for extra time to stay in the home for medical issues, which he will do given that he recently suffered two heart attacks and his wife has an autoimmune disease causing her to become slowly paralyzed.