we eventually refied after only 9 months with a significant noi increase through fannie becoming cash on cash plus a sizeable non taxable event along with 5 years i/o at a very low rate which allows for a healthy cash flow

- The Bottom LineThe Weekly 3: News and Data to Keep You Informed-Apple halts rumored car production.

Rates are lower and the products available (30 year I/O, 40 YR AM, ARM) are usually more diverse.

Just make sure when you get quotes that you are comparing apples to apples on the water heater quality.

I'd be happy to receive additional insights and ideas how to ensure appropriate screening of tenants so I avoid "bad apples" - I know there's nothing foolproof, but I will be glad that I tried to avoid some of the landlord issues. :)

Generally, the rate might be higher on DSCR Multifamily but counteracted with a superior 30-year fixed rate (fully amortizing or even IO for 10 years) which can actually have a bigger effect on monthly payment and takes away any balloon or floating rate risk.https://www.biggerpockets.com/blog/multifamily-dscr-loans

Compare the quotes, make sure you are comparing apples to apples, as far as equipment and scope of work.

Helps compare 'em apples to apples, ya know?

I’ve been given quotes for everything from 5 year ARMs, 5 year ARM IO, to 7 to 10 years of both of those on up to 30 year fixed.

I only invest in Bitcoin and Ethereum as they are like the Apple and Microsoft of the stock market.