I'm willing to leave the property empty for a year to take advantage of owner occupied loans, if that's possible.Here are my estimates..Property: 1,355 sq ft, | 3br 2bath | 8,500 sq ft lotComps / ARV: 500-560k ~ 530kTotal Needed: 340-400k ~370kSale Price: 270-310k ~ 290kRenovations: 70-90k ~ 80kSevere cleaning needed (doing myself)Severe landscaping needed, it's a jungleI'd like to maximize potential value and be at the top of in-area comps, so would like to do a full gutCash on hand: 20k - 30k------------I'm considering,- Seller financing + separate renovation loan- FHA 203K (BRRR)- Fannie Mae Homestyle Renovation (if down payment is below 5%) (BRRR)------------Seller Financing + Separate Renovation LoanPros:Low down payment (via seller willingness) <= 3%Low interest rate (via seller willingness) <= 3%Cons:I'm unaware of how I can finance rehab without a personal loanMust cash-out refinance to obtain equity, conventional loan rate will not be as good------------FHA 203KPros:Low down paymentBundles rehab costsCons:Higher interest rate than the seller financed loanMust cash-out refinance in order to obtain equity and make an investment property------------Fannie Mae Homestyle RenovationPros:Bundles rehab costsCons:Higher interest rate than the seller financed loanMust cash-out refinance in order to obtain equity and make an investment property------------I may be totally off on what would be optimal here but wanted to provide my current thoughts.

Other countries have a LOT of foundational differences that alter the entire landscape of everything.

My contractor had a landscaper mow the lawn and trim the shrubs  on a house we are working.

It’s 1.5 acres so landscaping is about $100/month we were quoted, utilities is are about $400 now with us not really there.

The legal landscape for property management is always evolving.

Fresh landscaping, new paint, new layout, add a bath, a room, a garage, finish the basement, new roof, kitchen etc are just some ways to add 20,30,40K to the value with sometimes minimal investment.

Maybe work in the RE business somehow; lending, assistant to an agent, the trades or start your own business like lawncare or landscaping to generate money.

There are permits available; however, if the property does not qualify for a permit because a neighboring property is ashort-term rental within 500 feet, an owner can be added to a waitlist.PLACER COUNTY, CALIFORNIANorth & West Shore of Lake Tahoe - Kings Beach to Homewood, some of Tahoma, Northstar, Olympic Valley & Alpine Meadows. 

Other features include, LED lighting, new ceiling fans, updated laundry room, privacy fence, and new landscaping!

Other features include, LED lighting, new ceiling fans, updated laundry room, privacy fence, and new landscaping!