Jorge vision of having AHP Servicing hasn't worked out the way he thought it would.

Verifying last 2 years of rental history very important!

What is going to make any difference at all this year?  

A detailed before-and-after P&L comparison would be useful here to show accuracy and weaknesses.I have a relatively sophisticated rehab spreadsheet I’ve been enhancing for years, and I know it’s reasonably accurate.

Given my experience in the field (5 years) not much but still counts right?

Both of these are seller-financed on 30 year notes. 

The sale happened last year.

@Lilly Fina 2 years living as a household is reasonably stable.

If you can break even in Boulder, CO, with 20% down, the property value will probably double over 10 Years. 

@Joshua Martin,If there’s a chance you’ll sell next year, a HELOC might be the better move since it typically has lower upfront costs compared to a cash-out refi.