.* Basically, if the governing body (city of county) states that the property can be rebuilt as it is, in the case of an "act of god," then it sounds like the appraiser should amend, clarify or correct their statement in the appraisal.

My presence I think was enough from their body language.

Let them know that if they refuse, you will file complaints with the BBB and regulatory agencies (what state agency governs title companies in your state?). 

I hope to get into successful investing (I have done alittle unsuccessfuly) so that when my body isnt up for it anymore I can retire or do otherthings.

Is there any government body who helps you claim against the manager? 

all cash-Would you be willing to cut and paste the body of an estoppel letter into a post?

In today's regulatory environment, at least one payment should haver been made following closing.

However, the Department of Regulatory Agencies provides these forms to the public:https://www.colorado.gov/pacific/dora/division-rea...Check out the contract to buy residential.I'm from Greeley. 

If you are simply partnering with a money partner, and the money partner is an active participant, you have less restrictive regulatory framework.  

I use a personalized postcard in which I mail merge owners name and property address right into the postcard body.