An important note with your current card (or any others you may get) the magic number for utilization rate seems to float around 9%. 

Did they remove a toilet and check the connection to the sewer pipe, maybe it’s floating on tile?  

We all took an immediate hit for about 3 weeks then went on to post a banner year.  

During the pandemic, however, investors took out more shorter-term, floating-rate loans.Many of these investors raised rents aggressively, betting that they could sell the buildings or refinance their debt at much higher valuations once their buildings generated higher rental income.But few anticipated that interest rates could rise so quickly, pushing down building values and forcing landlords to refinance at much higher rates.

Do you have 3-6 months worth of reserves (separate from your family's emergency fund) set aside to be able to float any expenses that come up? 

Stuff in Houston was doubling with little rent movement.They also borrowed floating rate in order to over pay.So the market is giving them the kick in the balls you'd suspect.If you bought right, were smart about your loans, you're fine. 

Overpaying, over-projecting and using floating and or short term debt spells problems no matter what you're buying. 

That proceeded to clog up the drain line, which normally would mean water would the collect in the emergency pan till the float switch turned it off.

Unless you leave it in the bitcoin wallet, then its value floats with the going rate of the bitcoin itself?

He is starting to near retirement, but has quite a significant amount of equity available in some of his properties that he can pull out using floating HELOCs at great rates right now.