Not sure if I'm missing something, but I'm getting $180 after subtracting your costs.

The exception would be a property that was very expensive, if there was a small percent in appreciation it would pay off big in equity and the monthly principal pay down would add equity quickly (hopefully more equity added than cash flow subtracted).

You subtract the 590 from the 1.2 and that's how much you finance.

To be confident moving forward, I would check Rent comps for my terminal product's units, draw that up into GOI, calculate expenses or just multiply by 0.7-0.75 to subtract annual expenses (utilities, maintenance, taxes, insurance, etc) and arrive at NOI, then subtract my other expenses (like debt/loan payments) over the year, to see what we're looking at in potential CF once fully stabilized.

@Eliannah LinehanBe careful how you are calculating CoC.Cash Flow/Cash Invested.In your unlevered example, your CoC return in Y1 is 15.38%, not 23%:$22K Cash Flow (or NOI in this case since there is no Debt Service) divided by $143K Cash Invested.If you put a loan on the property, you would subtract the Debt Service from the numerator since Cash Flow will no longer equal NOI, and you can subtract the loan proceeds (after closing costs) from the denominator since you will no longer have that cash tied up in the investment.A couple other things I'm noticing:1) You may want to factor in a CapEx/Replacement Reserves allocation to more accurately project your returns.

You can subtract any charges your bank charged you for the bounced checks. 

I also looked at other data that is either adding or subtracting to the US population growth and looked at owner occupied homeowners and what % of investors are buying homes in the US.

A tax deduction lowers your taxable income by taking your gross income and subtracting qualified expenses.

Subtracted the $350k purchase price giving her $1.1mil minus $350k for a subtotal of $750k.

JADU are value subtract as they typically reduce the value of the RE and often best option at selling is to remove the JADU.good luck