Some older houses still have their original slate or metal roofs which if cared for can last 100 years+ Sun seems to cause as much damage to shingle roofs as anything.We've also had some older furnaces/boilers in the 50-70 year old range that were in good working condition, but we replaced them for new more efficient models.We've had hot water heaters fail at anywhere from 6 years to 35 years,

Industry wide, we will refer to policies as Property, Liability, Auto, etc,.You do not need 2 different policies.As for what you need, at a minimum, get General Liability and Property coverageGeneral Liability – This covers you against claims of Bodily Injury and Property Damage.Bodily Injury – This is the most common coverage everyone is concerned about and rightfully so.These are the most common types of claims.

Should I install metal siding or vinyl?

., one in the attic of their apartment and the other in a metal storage shed on the back of the property.

The building is older, it was constructed in 1960, but it has a newer metal roof.

A short list:Liability- Bodily injury and property damage, medical paymentsProperty- the dwelling, optional contents coverage (un fixed appliances), loss of rents.Insurance policies are considered contacts of adhesion..

The price was right, it met all the "rules" and every picture of this property just looked pristine and beautiful.

I did check metals recently so...maybe they were kind enough to show up on your site. 

On the other hand, if it is a former employer plan, you can open a self-directed solo 401k if you are self-employed, or a self-directed IRA and then transfer the 401k to one of these vehicles which can then be invested in real estate.Following are the similarities and differences between the solo 401k and the self-directed IRA.The Self-Directed IRA and Solo 401k Similarities Both were created by congress for individuals to save for retirement;Both may be invested in alternative investments such as real estate, precious metals tax liens, promissory notes, private company shares, and stocks and mutual funds, to name a few;Both allow for Roth contributions;Both are subject to prohibited transaction rules;Both are subject to federal taxes at time of distribution;Both allow for checkbook control for placing alternative investments;Both may be invested in annuities;Both are protected from creditors;Both allow for nondeductible contributions;Both are prohibited from investing in assets listed under I.R.C. 408(m); andNeither may be invested in your own business.  

I just got an inspection done on a property where the inspector believes there are major foundation issues (cracks, bowing interior, ineffective DIY metal posts in basement).