This is the bank's gamble to try to meet their criteria, for example, Lets say the market conditions are stable, and marketing times are 30-90 days according to the agents BPO, or an appraisal, the bank might be inclined to accept offer #1 with a 30 day close and keep the other 2 offers as back ups.

Don't make the mistake of thinking you can reduce it to a bunch of formulas, some sort of gambling system.

So, it's all a gamble choosing one because of HQ2.

Some will have prepayment penalties, that's something I'd suggest avoiding that way you can refinance once you're back on the job.Anyone licensed to broker mortgages gets spammed on a daily basis by end-lenders offering these programs, it might not be crazy at all to be upfront with your lender on your expectations re: rate/terms, and tell him to open his spam folder and ask around for which of the spammers balances being reliable when it comes times to actually fund (people spamming me are mostly California only) with rate/terms.... your full blown hard money lenders charging 3 points and 13% to rate with a brutal 3 year prepayment penalty are certainly the most reliable, and the ones promising Fannie-like rates/terms are the least reliable -- they want to get 10 applications into underwriting in order to cherry pick 2 or 3 to actually fund.

It always seems like the get rich fasr crowd is doomed to moroh into be the get poor fast crowed because they have no calculated gamble defined or endgame deliminated

In L.A there is rent control but I’ve heard of people buying out the tenants , this seems like kind of a gamble but of course if one can say double the rent even if you are paying the tenant a big payment to leave .. say $30k .. then it would be well worth it because the net income of the building would go up . 

I don’t think it should be that hard, besides Real-estate is a gamble no matter what!

OK formally stealing this quote  Love it so true.. its not cash flow is everything and appreciation is icing on the cake or gambling.

In the market I invest in (Chicago), it would be foolish and a gamble to trade a decent property manager (who is very $ reasonable) for some on ne you take a chance with by transferring management in order to achieve greater efficiency.

If I knew it was only 4 months I'd take the gamble, but at this point I am considering selling as leases expire for my SFHs.