Even if you're well ahead of the average, you'll need a pretty big 401k balance to live moderately in retirement. 4.

Rental demand in the area is high, appreciation rates are moderate, and affordability for investors is great.

I understand that it's a seller's market right now, but I am wiling to put in the work to find a property that needs moderate rehab and then get it done.

We have a very good rental property community, but most of the opportunities are low to low/moderate income areas.

In many cases, someone had a specific personal question or wanted to trade emails, but not publically or requested a file to be sent to them and now we have to request to become collegues, wait for the acceptance and then PM.I understand your intention is to protect BP members from receiving unwanted PM messages and or spam via PM, but in my humble opinion, if that was happening (not sure it was), having the ability to "warn" the unsolicited PM'er or send a complaint to a moderator should suffice and prevent spamming, etc.Hope you go back to the prior as it was a great resource to many of us.I'm sure if a poll was taken, the vast majority would want the ability to send a PM to another from the threads only, not necessarily from a profile page.

Congrats to Jon on his 5000th post!!!!!

Thank you so very much for all of your assistance to the forum!

I'll give some thoughts in a reply a bit later, but first let me put on my moderator hat.This is NOT a solicitation from Jay for opportunities to invest his money.

Keeping rents moderate to retain tenants is often a good trade

If you want to be nice, give the tenant the option of signing a long term lease with a moderate rent increase.   

Could be more, but I want to start moderately.