In the current climate these type of loans are tough to find.

Really depends on what kind of climate you want also.

Some other qualitative factors include weather or climate impacting maintenance costs - pipes freezing in northern climates, hail storms in Dallas, flooding in Houston, Air Conditioners in Phoenix. 

Because the political climate is unstable, to say the least. 

After getting out alive (and with all my equity) we did some research and decided that San Antonio would provide a great climate for rehabbing.

Being creative and efficient in how the structures are built can have the numbers looking pretty good depending on your approach.The climate of the city as far as its tenant protections are concerned aren't likely to change and the cost of construction is equally unlikely to dip too much.

If investing in a cold climate location,  I'd also call the gas company to provide you with the average gas bill for the past 12 months to get an accurate estimate of the Utilities for your property. 

In that 50% of them have some sort of personality disorder and possess communication skills on a 2nd grade level.

There are some areas of northern California where Vacation Rentals off the grid may be marketable, but probably not in the actual northern California areas, but more the central California (north of the bay area a little in more mild climates)  In some of the mountain areas and near the coast, such as Trinity, Humbolt counties, there are drug cartels growing pot, and several people have gone missing (they stumble upon the gardens or have gone to work at the grows, never to be heard from again).

We are considering a self-build but given the current economic climate we may wait to break ground.