And what a great opportunity this disaster of a financial crisis we've seen has provided to some of us.

Just shows you how the banking system is reeling from the fallout of the mortgage crisis.

Then, in stead of renewing 12 months later, in 10 months they purchased a new policy, and then again 10 months later, putting my escrow account into crisis.

Hi friends, I am a student researching the after effects of foreclosures on people and families in the current financial crisis.

Remember at the beginning of the crisis they were selling properties at 30 cents on the dollar.

Citizens will make you go to a regular insurer if their rates are within 20% of what citizens rates are - as they have taken on way too much risk.The legislature has tried  to solve the insurance crisis a couple times, but I haven’t seen rates  start to come down at all.

@Chris Martin The funny thing is that the credit crisis wasn't caused by banks or investors or wholesalers or realtors.

If you don't have the capacity to pay them if they're all stress-tested during some sort of a crisis then you can't assure the seller you'll be able to keep their credit clean.  

It's sounds like the wave of buying by Blackstone and other institutions since the housing crisis is now waning and that in places like Atlanta - which is my hometown and a market I am particularly interested in - they are now selling off large quantities of less desirable rental properties.

But I've been hearing that in general, a lot of appraisals are coming in low these days because the market has appreciated a lot recently and since all the comps they're using are from at least a few months ago and appraisers are nervous about overappraising properties after what happened before the last crisis, they are coming in below contract prices a good amount regularly (at least from what I hear).