It really comes down to what kind of hit you rationally can withstand in the event of an earthquake. 

They up off too much moisture in the exhaust. 

what not to do, and am now focusing on creating a sustainable real-estate portfolio that withstand the ebbs and flow of time.

Ben S.You should exhaust your ability to borrow conventional money first.  

The BP folks say you have to keep looking, but honestly it is absolutely exhausting to not find anything day in, day out.

I'm exhausted just reading your story though.

Exhaust every mortgage lender in the areas you are pursuing.... the 2 year rule may have lean way if you are coming directly out of college and if you've already found a property with tenants that produces positive cashflow.

After you exhaust your 10 you can move onto commercial real estate and utilize commercial financing.

You don't want to get mentally exhausted of whatever your primary means of income is, regardless of whether or not it's from real estate, your day job, or something else.And this is part of why I find real estate so provocative.

So let's say your physician and exhausted of hearing about "well, over enough years" from your financial advisor every time you ask why you're getting out-paced by inflation, or worse yet losing ground.