My property cash flows around  $1000 a month after all expenses, i paid 369k for a 4 plex and it appraised for 430k not even a year later and market rents have went up about $200-$250 also in my area increasing my cash flow even more. this refi is just the iceing on the cake to me.do you have any investment properties you have recently refinanced?

Because the thermostat is set so low the system continues to run under conditions it was not designed for and causes ice to start forming inside the indoor section. 2) You mentioned the service tech " refilled" the system.

One of my cabin's is up on a knob off a mountain in the Smokies so different environment than you but the issues are probably the same and they all revolve around winter, albeit I am guessing yours will be much worse than ours.Mild scenario is where guest are at the cabin and a snow/ice storm hits while they are at the cabin.  

Cash flow is just icing on the cake.      

And I should manage it as MY money, not a freebie, not a gift, but something that is mine.They want to use a HML on an asset they want to fix and keep, and hope to refi...but with a HML for at least 6 months, and no experience of fix/rehab they likely will not come out ok, but hear it as a way to get in the game.They want to enter into a wholesale contract with no money to perform, another using other people's money thing.They want to manage a syndication, because they did real good in the real estate boom and now are real estate geniuses, kind of like selling ice cream in the Summer.

oh yeah I even worked for a place that did ice road trucking  with 18 wheel trucks on the Kuskoquim river. 

@Frank SzymanskiFor the rental in fl, here is what I would do: Remove uppers over the U, add nice lightsFloating LVL floorsMove cook top over to the left, nice hoodExtend an L with the counter top to provide seating on the other side, round the edge of the counter topBuy / replace appliances, may be counter depth fridge with ice and water on the doorUse quartz / granit for counter top, or butcher blockAdd nice lights, new big sink & nice moen faucetI'd lightly hand sand cabinets and spray new coat of polyGood luck

I think that would be a great way to get them to want to talk to you, break the ice and show them that you are a good person and a good land lord.

No freezing pipes (OK, once every 100 years as it last snowed in Mill Valley in 1924), no sleet, snow, ice build ups on roofs, no housing tenants when the AC fails in August. 

The fridge ice maker is not working, I will be quite honest the appliances are pretty old.