We have investigated moving our housing development affiliation to CV, but the CV school district says they're maxed out.

There is a huge market down here in South Florida that i have multiple contracts and affiliations with.

I'm also a member of a network who have their standards and checks for affiliates which helps.

If the reservations aren't coming through our own website, then 100% of them are coming through VRBO-affiliated sites. 

Now, I don't do any consulting any more and only use that LLC for my Amazon Associates affiliate website.

I've spoken there several times and they are truly a class act group of investors.Full Disclosure: Other than having spoken there (without compensation), I have no affiliation with this group.

use ebates fatwallet or any other cash back affiliate site for additional few percent off.Lastly use discount codes.

Should be a disclosure of Buyer's/Seller's Affiliation section in there.

Flipping isn't passive.I can see those exceptions more applicable to larger operations, banking, holding companies, securities trading, servicing companies, or affiliates and subsidiaries in the finance arena. :)  

@Steven Lange, so the answer to your question is multiple partOn a Federal basis, lending to residential owner occupants is subject to the SAFE Act and affiliated agency rules, as well as HUD rules and regulations.Also on a Federal basis, consumer PURPOSE loans are subject to the rules, regs and edicts of the Consumer Financial Protection AgencyOn a state basis, all 50 states require a mortgage brokers license to deal in owner occupied residential property.A minority of these states also require the same license to originate non owner occupied residential loans14 states require license to originate loans on commercial property, twelve of these states require commercial mortgage brokers licenses, the other two, California and NY require a real estate broker license.As for usury, it is a state issue.