Who is going to act as your muscle when you need it? 

Most importantly what will interest rates be when you declare it is time to buy?

I'm always amazed at how people try to get lenders/financial institutions to change the rules to fit their situation instead of changing their situation to fit the rules (Again, making no assumptions the OP or anyone else fits that declaration).Scammers love "subject to" because the scammers only have an upside potential and no downside because they have no skin in the game (Outside of maybe reinstating a defaulted loan) and, no liability for being wrong. 

He is happy to be the credit-score-and-income muscle behind our loans.

And so almost immediately after graduating college and launching myself into a very modest entry level career, I decided I was going to buy a Ford Mustang Cobra and turn it into one of the “sickest” street cars around…something worthy of being placed on the glossy pages of a magazine.Roughly $17,000 later – mostly financed – I was sitting behind the wheel of my very own slice of raw, American muscle.

You will need a wrench, a wax ring and a little muscle to save yourself $80.00.

Disclosure:   Not a tax or legal advice, but my own personal opinion on the subject matter.The tenant I believe still has legal possession of the property until he declares he has moved out or if the court orders otherwise. 

Commercial tenants can pay expenses as they can declare them on their books, but if the guy is living there, it's not commercial regardless of his intent.Be very careful about what you allow a buyer, borrower or tenant to do in the owner's position, they become an agent, a plumber can be hired by them and never get paid, creditors may attach an interest in assets held and acceptance of a quit claim deed may not be the best route.Any quit claim deed made in connection with any loan or installment is seen now as a predatory practice if that deed is required to obtain the financing extended. 

There does not need to be any reason stated either attorney simply emails out "I disapprove of this contract and declare it null".

At the closing table he was wearing ratty old jorts: jean shorts cut off at an in appropriate height on his 80 year old thighs, and a dirty muscle T that must have been purchased from Woolworths for 15 cents in 1950.