One I block a number, nothing so far as I have seen slips by..... no rings, no voicemail, no texts come through.I tested it out of curiosity by blocking my kids' phone.

The daily per diem is the interest that accrues every day.

@Michael Le, I was asking by curiosity and wanted to know that it was possible.

@Jay HinrichsOut of curiosity I’m sure those Tesla shingles weren’t cheap ,so I gotta know how long do you think it would take to recoup the investment by getting free gas ?

Account ClosedTo help you better understand my fascination with numbers:  I want to know how my results match up against others in the same business.I understand that Art is someone that you idolize and my asking about his numbers somehow offended you, so I apologize for the curiosity.

The low total interest I'm paying each year combined with my curiosity to personally see the interest adjustment play out on a low principle balance changed my thinking.With a small remaining balance, the difference between the two approaches (maximize leverage v minimize debt) is too small to worry about.

@Mike Sherman, technically it is 12% per annum, which should be calculated on a per diem basis. 12% per annum on $1,000 works out to interest accruing at the rate of 32.8767 cents per day. 

Just out of curiosity - what kind of cap rates are you looking in the Seal Beach area?  

Just out of curiosity and so we can all learn, what do you consider good terms on HML in NJ?

@James Wachob - Out of curiosity, why are you looking to sell?