One more factor you need to consider is the furnitures. 

Could do the STR route as well, but that is risky adding in the cost of a full house of furniture on top of everything.I am so torn, because I LOVE this area, I LOVE the house, there is so much potential here and so much improvement going on in the neighborhood, that I know we will see some great growth and appreciation in the next 5+ years.

My understanding is if there is a fire, and the fire damages the building, the structure would be covered by the commercial policy issued to the HOA, but if the fire also damaged furniture in unit #6, then it will be up to whatever insurance the owner of unit #6 John Smith covered.So one of the units is being sold right now and the mortgage company of the buyer is requiring equipment breakdown endorsement coverage to be included in the current HOA commercial policy. 

The home is kind of new and modern so it helped a bit, but adding in furniture made it look nicer in photos.What was the outcome?

Dog getting on furniture.

Furniture, finishes and thoughtful touches will achieve that 

Thought it was good value after tracking the neighborhood for awhile, offered just below list and asked for the fridge, dining room table/chairs and all outdoor patio furniture/TV.

The city doesn’t do large furniture collection and I have to get someone to haul that away.

I have moved all my personal belongings and furniture out.

Once you get a judgement you will be surprised how man indivulaes show up down the road trying to clear it from their record.Many landlords have tenants return years later to pay up so they can move on with their lives, buy a house, get a car or furniture loan etc.