Well I can weight in a couple of ways.

Turnover doesn't have to cost thousands, but good tenants are worth their weight in gold!

I believe that the US stated inflation numbers weight housing at about 47%.

I hear people here saying "You've got to know your market", and I think this rule holds 10x the weight when it comes to the city of Detroit.

Sure you save foundation and roof, but the structural strengthening required to carry the added weight adds back. 

It is probably fine because you aren't putting much weight on it, but the original home might only have had a slab and not designed to hold an addition.If this is a labor only deal, is it per-hour or complete job? 

I want to know what sort of things are factors in your decisions and what each weight you would factor in for each; with 1 being the lowest weight 10 being the highest.

Here is where the model stands currently:Overall Criterion Weighting-Documents Risk Assessment - 30%-Relationship, Ease Of Funding Draws - 15%-Line Quantity - 15%-LTC/Project - 15%-Compensating Balance Requirements - 10%-Term Of Loan/Extension Handling - 10%-Rates - 5%The "documents risk assessment is further broken down into these parts to make up the 30% weighting:Bank Document Risk Assessment-Nervous Lender Clause - 22.5%-Cross-collateralization, cross-default, and/or dragnet clauses - 22.5%-Guarantees - 22.5%-Grace/cure period - 10%-Deposit relationships for security - 10%-Carve-outs for bad boy provisions - 7.5%-Relationship lending - 2.5%-Fire and casualty insurance - 2.5%The bank's risk assessment has yet to be included in the overall scoring, but J Martin gave us these resources to see whether or not the banks are solid:FFIEC Data - https://cdr.ffiec.gov/public/ManageFacsimiles.aspxFeedback here is valuable since scoring the banks is not my area of expertise.  

Finding the good ones is difficult, but once you find them, they are worth their weight in gold.Yeah, usually Youtube teaches me how to do whatever it is I am trying to hire out. 

If enough of them do that then the weight of redemptions will force the markets down even more.Of course, our wise and beneficent government will probably step in with a trillion dollar buyout to make these poor misguided lemmings whole again.....