What if China invades Taiwan, what if China nukes CA, what if E.Warren declares yes she actually is a Reptilian Over-Lord here to harvest humans, what if what if what if. 

Under many circumstances, if your contract does not meet all the exacting requirements, it can be declared void. 

On a refi, you can take a property from an LLC (via comapny resolution, deed it to a member and declare a distribution), the member gets a loan (signs the loan and D-T), then the member puts the property back into the LLC (via encumbered property contribution).