My belief is that you will be challenged to realize a 10% savings loan n your first effort and there is some chance it will cost more than if you used a GC.  

Bank pushed us to 40% down payment so also executed a $85K seller carry-back loan to cross the finish line.

They will go up to 100% loan to value or LTV (or used to). 

Contrary to most business lending, the REI industry has a lot of "non-bank" lenders that provide attractive loans that can lower your cost of capital and improve your profit/cash flow. 

Cash out should be used as a 12-24 month loan so that you can buy another property and pull cash out at the next 12th or 24th month mark.At that point you take a portion to pay off or down the first loan and use the rest as a down payment on the next REI.

I have a great one in Kansas City for over 15 years that I've used multiple times (only auto loans however), but hoping to branch out locally as I begin my investor journey in Arizona. 

Hi All, I'm in need or a reliable tool to use when underwriting short term fix & flip loans.

yes, you could use the HELOC as a down payment on a hard money loan, and then the hard money loan for the rest.  

I assume you’ve got a loan that says you will be living there.

Hey Makani, you should check out DSCR loans, which are primarily for investment properties and focus on the property’s income potential rather than your personal income.