![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1875575/small_1621516325-avatar-colleena11.jpg?twic=v1/output=image&v=2)
9 January 2025 | 15 replies
Most DSCR loans come with a prepayment penalty that is typically 5% for the first year, 4 points for the second, 3, 2, or 1 pts for each year.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/36539/small_1621369353-avatar-ram_gonzales.jpg?twic=v1/output=image&v=2)
15 January 2025 | 29 replies
Typical cost for the setup would be in the $15,000 range which would include production of the Private Placement Memorandum, Subscription Agreement, and Operating Agreement, Investor Qualification Forms, as well as filing Form D with the SEC, and state “Blue Sky” filings in those states where your investors reside.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3164668/small_1736003234-avatar-sergeh6.jpg?twic=v1/output=image&v=2)
7 January 2025 | 4 replies
@Serge Hounkponou Recommend you first figure out the property Class you want to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/987244/small_1640812300-avatar-christopherl141.jpg?twic=v1/output=image&v=2)
10 January 2025 | 9 replies
I also have some capital to contribute.Could someone explain how syndications are typically structured, and how are people using Other People's Money (OPM) to build large portfolios with little to no money down?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2654200/small_1736729027-avatar-toddd138.jpg?twic=v1/output=image&v=2)
12 January 2025 | 4 replies
Bonus, Overtime, and Commission income all typically need a 2 year average either at the same job or in the same line of work.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2917455/small_1721656082-avatar-danielm1557.jpg?twic=v1/output=image&v=2)
16 January 2025 | 6 replies
I won't say how many offers we make on properties for ourselves or clients in a typical week.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3106019/small_1736470201-avatar-tiffanih16.jpg?twic=v1/output=image&v=2)
17 January 2025 | 6 replies
Refrigerators aren’t typically expected in Texas single-family rentals, and it may be the same in Georgia.For other appliances, buying new is usually the better choice.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2975973/small_1710787838-avatar-aaronh581.jpg?twic=v1/output=image&v=2)
10 January 2025 | 6 replies
National banks typically do not offer products that suite your needs here. 2.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3141379/small_1730460041-avatar-anthonyv318.jpg?twic=v1/output=image&v=2)
19 January 2025 | 8 replies
Spreads between conventional loans are typically 100-150 bps of the loan amount.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1517183/small_1694579134-avatar-ec33.jpg?twic=v1/output=image&v=2)
2 February 2025 | 7 replies
It is not typical that you will find SF deal after deal, and if you are actively marketing for distressed sellers many...most...will want cash sales.