Justin Noe of Justin Noe real estate and Twin Pillars Investments has been a trusted advisor and business partner throughout this journey as well.

Does this process not set off any red flags since you’re effectively refinancing into an objectively less favorable “rate and term" (you’re probably refinancing from a 0% loan into a ~4% loan)?

Remember, no system is perfect, so avoid the temptation of constantly chasing after the next shiny object.

A lot of this is sounding a little petty (not a good look for anyone), so with the case already made on both sides, I thought I'd just try to throw in a little objectivity from an SEO bystander.Jerryl, been watching you do SEO for years, and you're very good at it, and you're also very creative.

My scoring criteria is clearly spelled out in writing and I use an objective score sheet to determine approval or denial.

In the Twin Cities Metro area you will experience a HUGE variation.

Title underwriters are wired differently and see risk that’s either invisible to us (due process noticing, etc.) or non-existent (odds of an heir born in 1850 objecting to a petition in open court). 

Then went in to public records to see time if ownership, ruled out all the separately owned twins and made a priority list.

Please- come up with objective screening processes and criteria and publish them on your ad.

Once they got pregnant with twins they decided to move on from the managing and they bought their primary home.I visited them and saw their house.