If the houses are in decent shape and could get traditional financing do not sell seller finance.

They provide flexibility and efficiency, especially for experienced investors.How have you found the terms and structure compared to traditional options?

The mortgage company gets paid off first, then in a traditional sale, the rest minus agent fees and utilities and closing costs goes to the seller.

This may provide you with lower down payment options and more favorable terms.No Documentation Loans:While traditional no documentation loans are rare, exploring private lenders or hard money lenders might offer alternative financing options.

Obviously this is California spec building and not the traditional RE stuff I come to this website to read about :)I should not have said same as main house.

Because they aren't traditional tenants in the sense with a 1 year lease and to determine fit for the house, I like to start everyone on 2-4 month leases and see how they perform.

The dollar is the currency.

Unlike traditional banks, which focus heavily on personal credit and income, portfolio lenders prioritize the cash flow of your property.

For traditional loans that rely on personal income and DTI (Conv, govt), there is no requirement that the properties be profitable.

A HYSA is a type of savings account that offers higher interest compared to traditional savings accounts!