There’s just not enough ADU supply (IN MY AREA) for appraisers to base off of.

The supply and demand are pretty balanced.Most of our growth over the past 5 years is from in-migration from more expensive states.

My bookkeeping firm provides me with a steady active income, which allows me to keep doing deals, cover unexpected expenses, and navigate the occasional black swan event.

Then I have a credit card to charge supplies and any utilities which allow credit card payments.

Consider duplexes or triplexes that can help offset your mortgage and provide steady income while you figure things out.

It’s known for its affordable property prices and steady rental demand, which makes it an attractive option for reliable cash flow.

I believe if people make money and there is sufficient housing supply, housing will become affordable. 

Affordability is one of the biggest challenges in today’s housing market.I believe smaller, more dense units are part of the solution:1) Buyers can only afford smaller homes in today’s economy.2) Denser units maximize the land available, increasing housing supply to help offset demand and ultimately bring costs down overall.It’s not just about building more, it’s also about building smarter.What are your thoughts?

I'm an investor here in Columbus OH myself and have seen the city's solid and steady growth with strong economic fundamentals driving the market like major companies moving here (Meta, Intel, Google, Amazon, etc), job growth, and population growth.

It seems like the best fit for your situation—less time commitment, steady growth, and manageable risk.